[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sodko.cz\/cinske-uverove-silenstvi\/#Article","mainEntityOfPage":"https:\/\/www.sodko.cz\/cinske-uverove-silenstvi\/","headline":"\u010c\u00ednsk\u00e9 \u00fav\u011brov\u00e9 \u0161\u00edlenstv\u00ed","name":"\u010c\u00ednsk\u00e9 \u00fav\u011brov\u00e9 \u0161\u00edlenstv\u00ed","description":"P\u0159irovn\u00e1n\u00ed \u201espo\u0159iv\u00fd jako \u010c\u00ed\u0148an\u201c v\u00a0posledn\u00ed dob\u011b ztr\u00e1c\u00ed na sv\u00e9 trefnosti. V\u00a0minulosti jsem se \u010dasto pozastavoval nad t\u00edm jak z\u00a0t\u0159etinov\u00fdm p\u0159\u00edjmem, byly schopni je\u0161t\u011b t\u00e9m\u011b\u0159 t\u0159icet procent sv\u00e9ho v\u00fdd\u011blku ukl\u00e1dat na hor\u0161\u00ed \u010dasy. Pokud v\u00a0\u010c\u00edn\u011b st\u0159edn\u00ed t\u0159\u00edda n\u011bco slavila, obvykle volila men\u00fc \u201er\u00fd\u017ee z\u00a0r\u00fd\u017e\u00ed\u201c. Od konce finan\u010dn\u00ed krize se, ale situace diametr\u00e1ln\u011b zm\u011bnila. A dne\u0161n\u00ed \u010c\u00ed\u0148an\u00e9 &hellip; <div class=\"link-more text-center\"><a href=\"https:\/\/www.sodko.cz\/cinske-uverove-silenstvi\/\" class=\"more-link py-2 px-4\">Read More<span class=\"screen-reader-text\"> \"\u010c\u00ednsk\u00e9 \u00fav\u011brov\u00e9 \u0161\u00edlenstv\u00ed\"<\/span><\/a><\/div>","datePublished":"2020-09-11","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.sodko.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.sodko.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4bf629230dc34158290ba5b10491f45b3bfbba94b88af3386c3da2fed730f430?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4bf629230dc34158290ba5b10491f45b3bfbba94b88af3386c3da2fed730f430?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sodko.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sodko.cz\/wp-content\/uploads\/img_a292749_w1921_t1505156922.jpg","url":"https:\/\/www.sodko.cz\/wp-content\/uploads\/img_a292749_w1921_t1505156922.jpg","height":0,"width":0},"url":"https:\/\/www.sodko.cz\/cinske-uverove-silenstvi\/","wordCount":422,"articleBody":"P\u0159irovn\u00e1n\u00ed \u201espo\u0159iv\u00fd jako \u010c\u00ed\u0148an\u201c v\u00a0posledn\u00ed dob\u011b ztr\u00e1c\u00ed na sv\u00e9 trefnosti. V\u00a0minulosti jsem se \u010dasto pozastavoval nad t\u00edm jak z\u00a0t\u0159etinov\u00fdm p\u0159\u00edjmem, byly schopni je\u0161t\u011b t\u00e9m\u011b\u0159 t\u0159icet procent sv\u00e9ho v\u00fdd\u011blku ukl\u00e1dat na hor\u0161\u00ed \u010dasy. Pokud v\u00a0\u010c\u00edn\u011b st\u0159edn\u00ed t\u0159\u00edda n\u011bco slavila, obvykle volila men\u00fc \u201er\u00fd\u017ee z\u00a0r\u00fd\u017e\u00ed\u201c. Od konce finan\u010dn\u00ed krize se, ale situace diametr\u00e1ln\u011b zm\u011bnila. A dne\u0161n\u00ed \u010c\u00ed\u0148an\u00e9 maj\u00ed \u010d\u00edm d\u00e1l t\u00edm v\u011bt\u0161\u00ed zku\u0161enost\u00ed z\u00a0\u017eivotem na dluh. St\u00e1vaj\u00edc\u00ed vyhl\u00eddky jsou p\u0159itom alarmuj\u00edc\u00ed. Hypot\u00e9\u010dn\u00ed \u201eboom\u201c toti\u017e m\u016f\u017ee vyr\u016fst do v\u0161epo\u017e\u00edraj\u00edc\u00ed bestie.V\u0161e za\u010dalo v\u00a0pr\u016fb\u011bhu sv\u011btov\u00e9 finan\u010dn\u00ed krize, politiky v\u00a0\u010c\u00edn\u011b vyd\u011bsila mo\u017enost sn\u00ed\u017een\u00ed popt\u00e1vky ze zahrani\u010dn\u00ed, co\u017e by vedlo k\u00a0zpomalen\u00ed ekonomick\u00e9ho r\u016fstu. A to je vedlo k\u00a0investic\u00edm do v\u00fdstavby a ekonomiky. Tento trend pochopiteln\u011b neunikl pozornosti b\u011b\u017en\u00e9 populace. V\u00a0p\u0159\u00edpad\u011b, \u017ee si m\u016f\u017ee na investice p\u016fj\u010dovat st\u00e1t, pro\u010d by si nemohla vz\u00edt p\u016fj\u010dku i soukrom\u00e1 osoba?Dle analytik\u016f z\u00a0Deutsche Bank se v\u00a0posledn\u00edch m\u011bs\u00edc\u00edch zadlu\u017eov\u00e1n\u00ed dom\u00e1cnosti rapidn\u011b zrychlilo. V\u00a0p\u0159\u00edpad\u011b spot\u0159ebitelsk\u00fdch p\u016fj\u010dek se d\u00e1 mezi \u010c\u00ed\u0148any hovo\u0159it o \u201e\u00fav\u011brov\u00e9m \u0161\u00edlenstv\u00ed\u201c. Co\u017e oproti minul\u00fdm rok\u016fm znamen\u00e1 navy\u0161ov\u00e1n\u00ed dluhu sp\u00ed\u0161e v\u00a0soukrom\u00e9m ne\u017e ve firemn\u00edm sektoru. U kr\u00e1tkodob\u00fdch spot\u0159ebitelsk\u00fdch p\u016fj\u010dek je meziro\u010dn\u00ed n\u00e1r\u016fst tak\u0159ka \u010dty\u0159icetiprocentn\u00ed. O proti tomu firemn\u00ed p\u016fj\u010dky v\u00a0celkov\u00e9m obsahu dlouhodob\u011b klesaj\u00ed. P\u0159ed deseti l\u00e9ty tvo\u0159ili p\u0159ibli\u017en\u011b 66 procent, dnes u\u017e je to jen 45 procent.Po\u0159\u00e1dn\u00fd poprask je hlavn\u011b v\u00a0oblasti hypot\u00e9k, ceny nemovitost\u00ed prudce stoupaj\u00ed zejm\u00e9na v\u00a0m\u011bstsk\u00e9 z\u00e1stavb\u011b. Ale finan\u010dn\u00ed situace mnoha \u010c\u00ed\u0148an\u016f nen\u00ed uspokojiv\u00e1, aby na vlastn\u00ed bydlen\u00ed v\u016fbec mohli dos\u00e1hnout. Realitn\u00ed bublinu p\u0159i\u017eivuj\u00ed p\u0159ev\u00e1\u017en\u011b \u010dlenov\u00e9 bohat\u0161\u00ed populace, kter\u00e1 skupuje nemovitosti jako investici do budoucna.\u00a0\u00a0Spot\u0159ebitelsk\u00e9 p\u016fj\u010dky jdou ruku v\u00a0ruce s\u00a0n\u00e1r\u016fstem technologi\u00ed. Pro platby se v\u00a0\u010c\u00ednsk\u00fdch m\u011bstech hojn\u011b pou\u017e\u00edv\u00e1 smartphone a r\u016fzn\u00e9 aplikace. Co\u017e v\u00a0p\u0159ede\u0161l\u00fdch t\u0159ech letech bylo je\u0161t\u011b tabu a b\u011b\u017en\u011b se platilo na d\u0159evo.\u00a0                                                                                                                                                                                                                                                                                                                                                                                        4.4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u010c\u00ednsk\u00e9 \u00fav\u011brov\u00e9 \u0161\u00edlenstv\u00ed","item":"https:\/\/www.sodko.cz\/cinske-uverove-silenstvi\/#breadcrumbitem"}]}]