[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sodko.cz\/jaky-je-rozdil-mezi-povinnym-rucenim-a-havarijnim-pojistenim\/#Article","mainEntityOfPage":"https:\/\/www.sodko.cz\/jaky-je-rozdil-mezi-povinnym-rucenim-a-havarijnim-pojistenim\/","headline":"Jak\u00fd je rozd\u00edl mezi povinn\u00fdm ru\u010den\u00edm a havarijn\u00edm poji\u0161t\u011bn\u00edm?","name":"Jak\u00fd je rozd\u00edl mezi povinn\u00fdm ru\u010den\u00edm a havarijn\u00edm poji\u0161t\u011bn\u00edm?","description":"Rozd\u00edl mezi povinn\u00fdm ru\u010den\u00edm a havarijn\u00edm poji\u0161t\u011bn\u00edm, je podstatn\u011b z\u00e1sadn\u00ed. Povinn\u00e9 ru\u010den\u00ed neboli poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u0161kodu zp\u016fsobenou provozem vozidla, ur\u010duje z\u00e1kon. Pokud chcete, m\u016f\u017eete si ke sv\u00e9mu vozidlu je\u0161t\u011b po\u0159\u00eddit havarijn\u00ed poji\u0161t\u011bn\u00ed a to v jak\u00e9 \u010d\u00e1stce z\u00e1vis\u00ed jen na v\u00e1s.Povinn\u00e9 ru\u010den\u00ed Spr\u00e1vn\u011b by ka\u017ed\u00e9 motorov\u00e9 vozidlo m\u011blo m\u00edt povinn\u00e9 ru\u010den\u00ed, ale m\u016f\u017ee b\u00fdt &hellip; <div class=\"link-more text-center\"><a href=\"https:\/\/www.sodko.cz\/jaky-je-rozdil-mezi-povinnym-rucenim-a-havarijnim-pojistenim\/\" class=\"more-link py-2 px-4\">Read More<span class=\"screen-reader-text\"> \"Jak\u00fd je rozd\u00edl mezi povinn\u00fdm ru\u010den\u00edm a havarijn\u00edm poji\u0161t\u011bn\u00edm?\"<\/span><\/a><\/div>","datePublished":"2020-03-06","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.sodko.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.sodko.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4bf629230dc34158290ba5b10491f45b3bfbba94b88af3386c3da2fed730f430?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4bf629230dc34158290ba5b10491f45b3bfbba94b88af3386c3da2fed730f430?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sodko.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sodko.cz\/wp-content\/uploads\/img_a372320_w4190_t1583824296.jpg","url":"https:\/\/www.sodko.cz\/wp-content\/uploads\/img_a372320_w4190_t1583824296.jpg","height":0,"width":0},"url":"https:\/\/www.sodko.cz\/jaky-je-rozdil-mezi-povinnym-rucenim-a-havarijnim-pojistenim\/","about":["Auto moto"],"wordCount":445,"articleBody":"Rozd\u00edl mezi povinn\u00fdm ru\u010den\u00edm a havarijn\u00edm poji\u0161t\u011bn\u00edm, je podstatn\u011b z\u00e1sadn\u00ed. Povinn\u00e9 ru\u010den\u00ed neboli poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u0161kodu zp\u016fsobenou provozem vozidla, ur\u010duje z\u00e1kon. Pokud chcete, m\u016f\u017eete si ke sv\u00e9mu vozidlu je\u0161t\u011b po\u0159\u00eddit havarijn\u00ed poji\u0161t\u011bn\u00ed a to v jak\u00e9 \u010d\u00e1stce z\u00e1vis\u00ed jen na v\u00e1s.Povinn\u00e9 ru\u010den\u00ed Spr\u00e1vn\u011b by ka\u017ed\u00e9 motorov\u00e9 vozidlo m\u011blo m\u00edt povinn\u00e9 ru\u010den\u00ed, ale m\u016f\u017ee b\u00fdt napsan\u00e9 na kohokoliv. Cena povinn\u00e9ho ru\u010den\u00ed se neur\u010duje jen podle typu auta, ale tak\u00e9 podle pohlav\u00ed, v\u011bku \u010di kraje. Pokud u\u017e m\u00e1te za sebou n\u011bjakou nehodu, cena povinn\u00e9ho ru\u010den\u00ed v\u00e1m vzroste. Povinn\u00e9 ru\u010den\u00ed se vztahuje na lidi, co zp\u016fsob\u00ed dopravn\u00ed nehodu, jestli\u017ee zp\u016fsob\u00ed \u0161kodu na aut\u011b \u010di na zdrav\u00ed ostatn\u00edch \u00fa\u010dastn\u00edk\u016f nehody. Na vin\u00edka dopravn\u00ed nehody se povinn\u00e9 ru\u010den\u00ed nevztahuje.Havarijn\u00ed poji\u0161t\u011bn\u00ed Havarijn\u00ed poji\u0161t\u011bn\u00ed je poji\u0161t\u011bn\u00ed, kter\u00e9 m\u00e1 roz\u0161\u00ed\u0159en\u00e9 nab\u00eddky slu\u017eeb a ochrann\u00fdch vazeb, kter\u00e9 jsou ur\u010deny pro v\u00e1\u0161 automobil. Nejd\u016fle\u017eit\u011bj\u0161\u00ed rozd\u00edl mezi havarijn\u00edm poji\u0161t\u011bn\u00edm a povinn\u00fdm ru\u010den\u00edm je, \u017ee havarijn\u00ed poji\u0161t\u011bn\u00ed nen\u00ed povinn\u00e9. Z\u00e1le\u017e\u00ed jen na v\u00e1s, zda budete cht\u00edt si va\u0161e vozidlo nadstandardn\u011b pojistit. Toto poji\u0161t\u011bn\u00ed v\u00e1m pokryje ve\u0161ker\u00e9 \u0161kody zp\u016fsoben\u00e9 na va\u0161em vozidle, kter\u00e9 vzniknou nap\u0159\u00edklad se sr\u00e1\u017ekou se zv\u011b\u0159\u00ed \u010di autonehodou. V\u00fdhodou je, \u017ee poji\u0161\u0165ovna v\u00e1m uhrad\u00ed i malou od\u0159eninu, kter\u00e1 vznikne t\u0159ebas na parkovi\u0161ti \u010di \u017eiveln\u00e9 pohromy. Havarijn\u00ed poji\u0161t\u011bn\u00ed lze sjednat i na n\u00e1kladn\u00ed automobil \u010di autobus. K havarijn\u00edmu poji\u0161t\u011bn\u00ed si m\u016f\u017eete po\u0159\u00eddit i poji\u0161t\u011bn\u00ed skel.Nejd\u016fle\u017eit\u011bj\u0161\u00ed rozd\u00edly mezi havarijn\u00edm poji\u0161t\u011bn\u00edm a povinn\u00fdm ru\u010den\u00edm Jak je zde zm\u00ednka, povinn\u00e9 ru\u010den\u00ed je ur\u010deno z\u00e1konem a majitel vozidla by nem\u011bl bez povinn\u00e9ho ru\u010den\u00ed vjet na silnici. D\u016fle\u017eit\u00e9 je, \u017ee povinn\u00e9 ru\u010den\u00ed v\u00e1m hrad\u00ed \u0161kodu zp\u016fsobenou na druh\u00e9m vozidle. Havarijn\u00ed poji\u0161t\u011bn\u00ed zas \u0159e\u0161\u00ed proplacen\u00ed \u0161kod na va\u0161em vozidle. Havarijn\u00ed poji\u0161t\u011bn\u00ed bychom si m\u011bli automaticky sjedn\u00e1vat u vozidel, kter\u00e1 jsou nov\u00e9. U vozidel, kter\u00e1 jsou star\u0161\u00ed v\u00edce jak 10 let, bychom havarijn\u00ed poji\u0161t\u011bn\u00ed sjedn\u00e1vat nem\u011bli. Star\u0161\u00ed vozidla se vyplat\u00ed pojistit jen tehdy, kdy se jedn\u00e1 o skute\u010dn\u011b drah\u00e9 vozidla.                                                                                                                                                                                                                                                                                                                                                                                        3.9\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak\u00fd je rozd\u00edl mezi povinn\u00fdm ru\u010den\u00edm a havarijn\u00edm poji\u0161t\u011bn\u00edm?","item":"https:\/\/www.sodko.cz\/jaky-je-rozdil-mezi-povinnym-rucenim-a-havarijnim-pojistenim\/#breadcrumbitem"}]}]